Glossary · product
Lombard Loan
Also known as: Lombard credit, securities-backed lending
- Definition
- A Lombard loan is securities-backed lending where the bank lends against the value of a client's investment portfolio held at the same bank. Standard private-banking product.
Lombard loans are typically priced at SORA/SOFR + 100–300 bps and lend up to 50–80% LTV against eligible securities (lower against equity, higher against investment-grade bonds, cash, structured products). Used for portfolio leverage, bridging property purchases, and short-term liquidity without selling investment positions. Available across most Singapore private banks above S$1M AUM.
Source: Industry standard product
Related
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